Phantom Debt Collection Alert:
Please be advised, there are fake debt collection rings operating from India who are attempting to collect phantom debts from consumers.
One such case was stopped by FTC, you can read about it here: http://ftc.gov/opa/2012/02/acc.shtm
If you have feel like you have been a victim of fraud conducted by a lender, contact your local authorities right away. You can also report the fraud here:
Whenever you get a call attempting to collect on a debt, please know that you have rights. Do not disclose any information to the caller and ask for as many details as you can. You can read about your rights in regards to debt collection here: http://www.consumer.ftc.gov/articles/0149-debt-collection