How it works
submit your informationFill out our short form secured with 256-bit technology.
instant decisionIf approved, review all terms & rates provided by the lending partner.
check your accountIf approved, get money deposited into your bank account as soon as the next business day.
HonestLoans Lender Connection Service
A Personal loan can help you get out of a short-term financial bind. Thousands of Americans across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. When searching for a small loan you may see services like:
- Personal Loan
- Cash Advance Loan
- Installment Loan
- Emergency Loan
These short-term loans are popular because they offer a convenient way to gain quick access to a short term loan. These types of loans can prevent you from paying late fees, overdraft charges, or other penalties.
You may be able to get your money in as little as 1 business day
While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problem in no time!
Approval for up to $5,000 directly deposited as soon as the next business day
If you're approved for a loan, you could receive up to $5,000 directly deposited into your account as quickly as the next business day.
Bank Level Encryption of your data (256 bit Industry Leading SSL encryption)
In transmitting your personal data to our lending partner network we ensure the highest safety of your personal information. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at honestloans.net.
No waiting in line or going into a physical store
Entering your information on HonestLoans is easy and private. From the comfort of your home desktop, laptop, setcook phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and private.
Easy online form takes less than 5 minutes to complete
Our online form is already integrated with multiple lending partners, one consumer request is all it takes to submit online; an online decision will be provided within minutes.
Do you perform a credit check?
HonestLoans does not perform credit checks through the three main credit bureaus (Experian, Equifax, TransUnion). A credit check may be executed to determine creditworthiness through an alternative provider which may or may not affect your credit score.
How much money can I borrow?
Loan amounts vary from $400-$5,000, the actual amount is determined by the information provided via your online request and any available payment history.
Are there any fees to use this website?
HonestLoans does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, the lending partner will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. HonestLoans is NOT A LENDER and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you, it will be an offer not an obligation. .
How do I know if this loan is a good choice for me?This type of loan is NOT a good fit if:
You plan on using this loan as a long term solution to your financial needs.
You plan to use your loan to pay off other outstanding debts.
What is the loan APR?
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner's terms and conditions in full before proceeding for a loan.
Get the money you need
Receive up to $5,000 in your checking account as soon as next business day.