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How It Works

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Submit Your Information

Fill out our short form secured with 256-bit SSL encryption technology.
get approved

Fast Decision

If approved, review all terms & rates provided by the lender.
e-sign the documents and check your account

Quick Funding

If approved, the funds can be transferred to your bank account as soon as the next business day.

Online Loans via Honest Loans Lender Connection Service

People across the country use our service to get loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. The lenders our network provide loans such as, but not limited to:

  • Personal Loans
  • Cash Advance Loans
  • Installment Loans
  • Emergency Loans

These loans are popular because they offer a convenient way to gain quick access to the money you need. These types of loans can prevent you from paying late fees, overdraft charges, or other penalties.

Why Honest Loans

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You may be able to get your money in as little as 24 hours

Don't be fooled by "1-hour online personal loan" or "1-hour cash advance loan" marketing schemes. While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 24 hours before the check clears and the money is available for you to use from your account. If you are approved for a Personal Loan by one of the lenders in our network, you can receive the money for your emergency in as little as 24 hours and resolve your short term funds problem in no time!

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Approval for up to $50,000 directly deposited as soon as tomorrow

If you're approved for a loan with one of the lenders in our network, you could receive up to $50,000 directly deposited into your account as quickly as tomorrow.

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Bank Level Encryption of your data (256 bit Industry Leading SSL encryption)

In transmitting your personal information to our lender network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at HonestLoans.com

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No waiting in line or going into a physical store

Entering your information on HonestLoans.com is easy and secure. In most cases, from the comfort of your home desktop, laptop, mobile phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and secure.

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Our easy online form takes less than 5 minutes to complete

Our online form is already integrated with multiple lenders, one online request form is all it takes, in most cases an online decision will be provided within minutes.

Questions?

  • Do you perform a credit check?

    While Honest Loans does not perform a credit check, the lenders that we work with may do so in order to determine your creditworthiness and the amount that they may be able to lend to you.

  • How much can I borrow?

    Loan amounts vary from $200 - $50,000, though not all lenders can provide loans amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not guarantee that you will be approved for a loan.

  • Are there any fees to use this website?

    Honest Loans does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Honest Loans is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

  • What can I use this loan for?

    People get loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the money you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

  • What is the loan APR?

    The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. By law, the lender must show you the APR before you enter into loan agreement. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and the lender. Because Honest Loans is not a lender, we do not have control over the terms of your agreement. If approved for a loan, we recommend you read the lender's terms and conditions in full before accepting the loan.

Get the money you need

Receive up to $50,000 in your checking account as soon as next business day.

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